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By using sypnow.com or the SYPNow mobile app, you agree to these terms. If you do not agree, do not use the service.

SYPNow displays publicly available exchange-rate and market information. SYPNow is not a bank, exchange, money-transfer service, broker, or financial institution and does not execute transactions.

Nothing on the site or in the app is investment, legal, tax, or financial advice. Always verify rates with an official or licensed source before acting.

Rates and prices may come from third parties, including:

• Market rates: sp-today and similar public market sources
• Reference rates: open.er-api.com (Open Exchange Rates)
• Gold/silver: goldprice.org
• Cryptocurrency: CoinGecko

We strive for timely data but do not warrant uninterrupted availability or error-free rates. Data may be delayed, incomplete, or stale. Freshness indicators in the product are informational only.

Site and app branding, layout, and original content belong to SYPNow. You may cite rates with attribution; you may not scrape at abusive volumes or misrepresent SYPNow as endorsing a transaction.

To the fullest extent permitted by law, SYPNow is not liable for any loss arising from use of or reliance on the information provided, including trading, remittance, or conversion decisions.

We may modify these terms. The "Last updated" date will change when we do. Continued use constitutes acceptance.

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